Privacy Policy
How we collect, use, store, and protect information when you use PayNexor.
This Privacy Policy explains how this platform collects, uses, stores, and protects information when you access the website, create an account, run services, or contact support. Our approach is based on data minimization. We only collect information required to deliver requested functionality, secure accounts, and maintain service reliability. We do not sell personal data and we do not use third-party advertising cookies. Optional analytics (Google Analytics, Mouseflow, and Mintfunnel) load only after you accept the cookie bar. That choice is stored in a first-party cookie named pn_analytics for one year.
The data we may process includes technical connection details such as IP address, browser metadata, device context, server timestamps, and session identifiers. If you choose to provide optional details, such as an email address for support or billing workflows, we process that information only for the purpose for which it was provided. We do not request identity documents by default for standard platform use. Where legal obligations apply, records can be retained for the minimum period required by applicable law.
We use first-party cookies and related session mechanisms to keep users signed in, maintain application state, prevent abuse, and protect account actions. Some cookies are strictly necessary for authentication and security. We may also use a functional referral cookie when a user enters through a referral link. Login and security cookies stay on whether or not you accept analytics. Analytics scripts are not loaded until you accept.
Information is protected through layered safeguards including access controls, separation of duties, secure coding practices, event logging, and ongoing operational monitoring. While no online system can guarantee absolute security, we continuously improve controls to reduce risk and limit exposure. Access to production data is limited to authorized personnel with a legitimate operational, support, or legal purpose.
Depending on your jurisdiction, you may request access to data associated with your account, request correction of inaccurate information, request deletion where retention is not legally required, or object to specific processing activities. To submit a request, contact support through the official channel and include sufficient context for account verification. We respond within reasonable timelines based on request complexity and applicable legal requirements.
This policy may be updated to reflect product changes, legal obligations, and security improvements. When material updates are made, the revised version will be published on this page with an updated effective date. Continued use of the service after publication means you have reviewed and accepted the updated policy and related privacy practices.